Services

Provides tax effective Estate Planning

• Works with clients to develop personalised estate plans which respond to their goals and needs
• Assists mature clients in protecting their estate from inflation, longevity and the costs of prolonged illness
• Works in conjunction with lawyers and accountants to achieve best results

Assists successful business owners to develop income security

• Works with business owners to provide income replacement in case of illness, accident and at retirement in tax effective manner
• Works in conjunction with lawyers and accountants to achieve best results

Works on either commission basis or fee for service

Types of plans may include:

• Life Insurance - term, universal life, or participating whole life plans
• Long Term Care Insurance - provides income to pay for care if needed
• Critical Illness Insurance - provides a lump sum 30 days after diagnosis of illness such as cancer, heart attack or stroke regardless of ability to work
• Disability Insurance - replaces monthly income when client is unable to work
• Health Insurance Plans - personal or group
• Retirement/Education Plans - accumulation plans and income plans